// live ledger — early access

Watch your balance
breathe.

Every account feeds one number, updated the instant something moves. This is money, without the lag.

$0.00
net balance · updating live
See the dashboard → No card. No spam. One email when we open the ledger.
// two columns

Every finance app is a ledger.
Most just run on a delay.

Debit — the old way

  • Five banking apps, five passwords
  • A spreadsheet updated once a quarter
  • Finding out you overspent — after the statement lands
  • Guessing what you're actually worth

Credit — Bilancio

  • One ledger, every account, live
  • Transactions sorted before you open the app
  • A budget that warns you before you're over
  • Your balance, updating in real time
// the dashboard

Five views of the same money

A live demo, running on made-up data right here in your browser. Scroll through the views, move a charge to another bucket, and watch every number follow.

No rules yet

// overview

What's actually left this month

Safe-to-spend up front, with a pace line showing whether you're ahead of the month — then money in, money out, kept, and your savings rate, each against the same days last month.

Safe to spend

—

// cash flow

Every dollar in, and where it left

Paychecks and side income on the left, the ledger in the middle, every category on the right — sized by the amount and labelled with it.

Ribbon thickness is the amount. Every flow is labelled, so nothing depends on colour alone.

// categories

Shopping, Groceries, Home, Pets

Each bucket against its budget line, with anything you've already blown through called out in words, not just colour.

The pale tick on each bar is the budget line. Click a category to filter the transactions view.

// trend

Six months, side by side

Where the money went each month, stacked by category — so a bad month reads as a shape, not a number you have to remember.

    Always the last six months, so the shape of the year stays visible whatever range you pick above.

    // transactions

    Re-file anything, in one click

    Change a category and every view moves with it. Say “always for Chewy” once and it holds for that merchant — past and future.

    Transactions for the selected range and account. Use the category menu in each row to re-file one.
    Date Merchant Account Category Amount
    Demo data · nothing leaves your browser
    // system modules

    What's running under the hood

    [ 01 ]

    One ledger, every account

    Checking, savings, and cards, reconciled into a single live balance — nothing to tally by hand.

    [ 02 ]

    Categorized in real time

    Transactions sort themselves the moment they land. Correct one, and Bilancio remembers next time.

    [ 03 ]

    Budgets that hold you to them

    Set a line for each category and watch it move live — not in a statement that arrives after the damage is done.

    [ 04 ]

    A balance you can trust

    No more guessing what's left this month. Open the ledger — it's already added up.